Paying for Elder Care: What to Do Before the Savings Run Out — Powers of Attorney, Medicaid's Five-Year Look-Back, VA Aid & Attendance, and Denied Claims
Paying for Elder Care: What to Do Before the Savings Run Out — Powers of Attorney, Medicaid's Five-Year Look-Back, VA Aid & Attendance, and Denied Claims
Paying for Elder Care: What to Do Before the Savings Run Out — Powers of Attorney, Medicaid's Five-Year Look-Back, VA Aid & Attendance, and Denied Claims - Croix, Ben
New Book
Imported
to South Africa
Delivery: 17 Nov - 23 Nov
Shipping: 6 to 7 business days.
R 375
R 375
Choose the list to add your product or create one New List
Paying for Elder Care: What to Do Before the Savings Run Out — Powers of Attorney, Medicaid's Five-Year Look-Back, VA Aid & Attendance, and Denied Claims
Croix, Ben
Synopsis "Paying for Elder Care: What to Do Before the Savings Run Out — Powers of Attorney, Medicaid's Five-Year Look-Back, VA Aid & Attendance, and Denied Claims"
There is no right answer. There are trade-offs, and they have prices. Sooner or later the question stops being how do we get through this week and becomes where should she actually live, and how do we pay for it? Every option costs something — money, independence, proximity, or your own health. The work isn't finding the right one. It's choosing knowingly. Inside: Seven options, not two. In-home care, adult day programs, assisted living, memory care, nursing homes, PACE, and continuing care communities — what each is, who it suits, and the point at which each one stops working. What things actually cost, with current national medians for every setting — and the buffer nobody budgets for. Most families end up paying meaningfully more than the rate they were quoted once care-level fees are applied. The break-even point. Below roughly forty hours of paid care a week, home is usually cheaper. Above it, that flips — and round-the-clock home care can cost several times a nursing home. A worked example runs the whole model start to finish. Total exposure, not monthly cost. Multiply the real rate by how long people actually stay, and you get the number that determines whether you're planning a private-pay arrangement or a path toward Medicaid — a decision that has to be made before the money is gone. How to read a nursing home's star rating — and where it misleads. Assisted living has no federal equivalent at all, so this book tells you what to read instead, including the free advocate almost nobody calls. The tour, done properly. Go back on a Sunday evening. Eat a meal. Ask for turnover figures, not adjectives. And ask the one question families never ask: at what point would her needs exceed what you're licensed to provide? The contract clauses that quietly cost thousands — never sign as personal guarantor, ask for the arbitration clause to be struck, and establish in writing what happens if private funds run out. Vetting a home care agency, which deserves the same rigor as touring a facility. Backup cover when someone calls in sick is where these arrangements actually fail. When she can't take part in the decision — deciding what she would have chosen rather than what feels safest to you, and why repeated advance notice can make a dementia move harder rather than easier. Hospice and palliative care, explained earlier than feels natural, including the five days of respite most families never learn exists. Moving her closer, or leaving her where she is — including the complication nobody mentions: Medicaid eligibility does not travel between states. Printable worksheets throughout, including the tour scorecard, the contract checklist, and a written sibling cost-splitting agreement. Every figure carries its year and source, listed at the back. Care costs move faster than anything else in this subject. Book Three of The Caregiver's Field Library.
